PRIVATE RETIREMENT SCHEME (PRS)
PRS
The ideal retirement scheme
Compliment, diversify and enhance your retirement savings on top of your EPF
WHAT IS IT?
WHY SAVE HERE?
Do you the impact of inflation?
Say your basic expenses is RM 2,000/month. The chart below shows hot the cost of living rises over time, assuming an annual inflation rate of 3.4% each year.
This Year In 10 Years In 20 Years In 30 Years In 40 Years In 50 Years
Advantage of AIA Private Retirement Scheme
Long Term Tax Relief Flexibility Withdrawal
Long-term investment scheme to help you save for retirement
Individual tax relief of up to RM3,000 per assessment year
(up to 2025)
Flexibility to invest as and when you wish; no fixed amounts or fixed intervals
Flexibility income options upon retirement
Advantage of AIA Private Retirement Scheme For Corporates
I've got issue with talent retention!
My employee leave me after receiving their bonus or increment!
VESTING
Under a Vesting Schedule, the employer has the option to allow the employee to access the contribution immediately or over a period of time.
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If they leave the company early, they will not receive the contribution that not under their ownership.
TYPES OF VESTING
Immediate Vesting
Cliff
Vesting
Graded
Vesting
CORPORATE TAX RELIEF
A company can get up to tax relief for contributing to employee retirement scheme up to 17% of employee's salary.
Close the gap in your retirement gap with AIA’s PRS
Speak with us to learn more!
Contact Us
Charis Group
Suite 30-02, Level 30, AIA Capsquare Tower, Jalan Munshi Abdullah, 50100 Kuala Lumpur
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